The departments where rents have the biggest impact on the French people’s budget

It has become the payment of rent for many families At an increasingly large expense. In doing so, a study conducted by the Hellosafe platform shows that the amount of rent varies in different cities, departments and regions. We are evaluating this article.

Salary and housing: the ratio of 22.1% to 57.8%.

The test is difficult for the French portfolio since general inflation. Rising fuel prices and many food products has a serious impact on their purchasing power. Added to this is household spending on housing, which is becoming increasingly important.

In this regard, the platform WelcomeInc., an insurance, credit and placement comparison company, published a study this week. According to this study, based on cross data from Insee and Realadvisor, Not everyone is in the same boat.

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The ratio is spread between average rent and average net salary per capita Between 22.1% and 57.8% by department in 2023. In this study, the said rents were determined on the basis of a 50-square-meter apartment.

clearly, Here are the three sections Those with the highest share of rent in the average monthly net salary:

• Seine-Saint-Denis (57.8%)
• Paris (57.2%)
• Alpes-Maritimes (56.3%)

Here, on the other hand, are the departments that Rent share of average net salary is lowest in 2023According to Hellosafe:

• Mews (22.1%)
• Hotsun (22.4%)
• Ardennes (23.6%)

Residence: Nice, Paris, Lille, Le Havre

Moreover, there is also a significant difference between the cost of housing in cities for rented families. In Nice for example, An apartment of 50 square meters is equal to 48.6% of the average salary. making it the highest percentage in France.

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The average rent is €1,083 with an average net income of €2,229. Paris is after Nice with an average rent of €1,796 and an average net income of €3,921. also 45.8% of the average salary.

Next comes Aix-en-Provence, where the required cost of an apartment of 50 square meters is equivalent to 39.2% of the average salary. This is an average rent of 1,079 euros for The average net income is 2,754 euros. The rate in Lille is 37.7%.

In Le Havre, the average rent is €692. It is a salary share of 30.2%. Note that in Le Havre, The average net salary is 2,275 euros.

The lowest rate in France

The cities where the cost of housing is the lowest are Saint-Etienne, Le Mans and Clermont-Ferrand. Indeed, in Saint-Étienne, The cost of an apartment of 50 square meters is only 24.4% of the average wage. This makes it the lowest percentage in France. Thus, the average rent is €504 with an average net income of €2,068.

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In Le Mans the same apartment equals 26.9% of the average salary. The average rent is €608 with an average net income of €2,260. In Clermont-Ferrand, an apartment of 50 square meters is 29% of the average wage in the city. In other words, The average rent is €650 with an average net income of €2,238according to the study.

46.7% in Corsica, 29% in Grand Est

The platform also compared the cost of housing in the regions of France. And so, in the year 2023, in three regions of metropolitan France, Average/average salary ratio exceeds 40%..

The regions concerned are Corsica (46.7%), Ile-de-France (44%) and the Provence-Alpes-Côte d’Azur region (41.1%). On the other hand, in the regions of Bourgogne-Franche-Comté and Grand Est, The rent share of the net monthly salary is 29%..

Here is what The study reveals the cost of housing elsewhere :

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• In Haute-Savoie, the cost of housing is equivalent to 46.6% of the average household budget.
• In Auvergne-Rhône-Alpes, it represents on average 30.8% of the family budget.
• In Savoy, the cost of rent is on average 38.3% of household net salaries.
• In Le Rhône, the cost of housing is equivalent to 37.5% of the average household net salary.
• In Ain, housing costs an average of 32.5% of the average household net salary.
• In Eure, rent is on average 30.6% of average net salary.